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| Our strong management team has developed and directed the controlled growth of CPS. Our Senior Management has many years of sub-prime auto finance experience in each critical area of the company. |
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| Senior Management |
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| Board of Directors |
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| Charles E. Bradley, Jr., President and Chief Executive Officer |
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| Charles E. Bradley, Jr. has been President and a director since our formation in March 1991, and was elected Chairman of the Board of Directors in July 2001. In January 1992, Mr. Bradley was appointed Chief Executive Officer. From April 1989 to November 1990, he served as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989, Mr. Bradley, Jr. was an associate of The Harding Group, a private investment banking firm. Mr. Bradley does not currently serve on the board of directors of any other publicly-traded companies. |
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| Robert E. Riedl, Senior Vice President and Chief Investment Officer |
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| Robert E. Riedl has been Senior Vice President and Chief Investment Officer since April 2006. Mr. Riedl was Senior Vice President and Chief Financial Officer from August 2003 until assuming his current position. Mr. Riedl joined the Company as Senior Vice President of Risk Management in January 2003. Previously, Mr. Riedl was a Principal at Northwest Capital Appreciation ("NCA"), a middle market private equity firm, from 2000 to 2002. For a year prior to joining Northwest Capital, Mr. Riedl served as Senior Vice President for one of NCA's portfolio companies, SLP Capital. Mr. Riedl was an investment banker for ContiFinancial Services Corporation from 1995 until joining SLP Capital in 1999. |
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| Jeffrey P. Fritz, Senior Vice President and Chief Financial Officer |
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| Jeffrey P. Fritz has been Senior Vice President and Chief Financial Officer since April 2006. He was Senior Vice President of Accounting from August 2004 through March 2006. He served as a consultant to us from May 2004 to August 2004. Previously, he was the Chief Financial Officer of SeaWest Financial Corp. from February 2003 to May 2004, and the Chief Financial Officer of AFCO Auto Finance from April 2002 to February 2003. He practiced public accounting with Glenn M. Gelman & Associates from March 2001 to April 2002 and was Chief Financial Officer of Credit Services Group, Inc. from May 1999 to November 2000. He previously served as our Chief Financial Officer from our inception through May 1999. |
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| Mark A. Creatura, Senior Vice President and General Counsel |
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| Mark A. Creatura has been Senior Vice President and General Counsel since October 1996. From October 1993 through October 1996, he was Vice President and General Counsel at Urethane Technologies, Inc., a polyurethane chemicals formulator. Mr. Creatura was previously engaged in the private practice of law with the Los Angeles law firm of Troy & Gould Professional Corporation, from October 1985 through October 1993. |
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| Curtis K. Powell, Senior Vice President - Marketing |
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| Curtis K. Powell has been Senior Vice President of Marketing since April 2007. Previously, he was our Senior Vice President of Originations from June 2001 through March 2007. Prior to that he was our Senior Vice President of Marketing from April 1995 through May 2001. He joined us in January 1993 as an independent marketing representative until being appointed Regional Vice President of Marketing for Southern California in November 1994. From June 1985 through January 1993, Mr. Powell was in the retail automobile sales and leasing business. |
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| Teri L. Clements, Senior Vice President - Originations |
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| Teri L. Clements has been Senior Vice President of Originations since April 2007. Prior to that, she held the position of Vice President of Originations since August 1998. She joined the Company in June 1991 as an Operations Specialist. Previously, Ms. Clements held an administrative position at Greco & Associates. |
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| Christopher Terry, Senior Vice President - Servicing |
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| Christopher Terry has been Senior Vice President of Servicing since May 2005, and prior to that was Senior Vice President of Asset Recovery since January 2003. He joined us in January 1995 as a loan officer, held a series of successively more responsible positions, and was promoted to Vice President of Asset Recovery in June 1999. Mr. Terry was previously a branch manager with Norwest Financial from 1990 to October 1994. |
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| Jayne E. Jordan, Senior Vice President - Operations |
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| Jayne E. Jordan has been Senior Vice President of Operations since April 2007. Prior to that, she held the position of Vice President of Operations since June 1999 and has been with the company since 1993. Mrs. Jordan was previously the Assistant Vice President of Operations for Far Western Bank from 1986 through 1990, and has been in the auto finance industry since 1981. |
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| Chris Adams |
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| Chris Adams has been a director of the Company since August 2007. Mr. Adams has been president and owner of Latrobe Pattern and K Castings Inc. since 1982. |
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| Brian Rayhill |
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| Brian Rayhill was elected a director of the Company in August 2006. Mr. Rayhill is a practicing attorney in New York State. |
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| William B. Roberts |
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| William B. Roberts has been a director of the Company since its formation in March 1991. Since 1981, he has been the President of Monmouth Capital Corp., an investment firm which specializes in management buyouts. |
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| Gregory S. Washer |
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| Gregory S. Washer was elected a director of the Company in June 2007. Mr. Washer has been president of Clean Fun Promotional Marketing LLC, a promotional marketing company, since its founding in 1986. |
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| Daniel S. Wood |
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| Daniel S. Wood has been a director of the Company since July 2001. Mr. Wood is President of Carclo Technical Plastics, a manufacturer of custom injection moldings. Previously, from 1988 to September 2000, he was the Chief Operating Officer and co-owner of the Carrera Corporation. |
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